Privacy Policy
Effective Date: July 12, 2026
Your privacy is important to us. This Privacy Policy explains how information may be collected, used, and protected when you visit this website.
Information We Collect
This website is designed to provide educational information about mortgage financing and to make it easy for you to request a consultation.
Information may be collected only when you voluntarily provide it, including when you:
- Schedule a free initial consultation through our online appointment scheduler.
- Send an email using the email address provided on this website.
- Contact us by phone, text message, or other publicly available contact methods.
- Submit information through a contact form, if available.
- Leave a public comment on blog posts or other public content.
You choose what information to provide. Typical information may include your name, email address, phone number, and any details you voluntarily include in your message.
How Your Information Is Used
Information you provide may be used solely to:
- Respond to your questions or requests.
- Schedule and confirm appointments.
- Communicate with you regarding mortgage financing inquiries.
- Respond to comments or messages you voluntarily submit.
Your information is not sold, rented, or shared with third parties for marketing purposes.
Appointment Scheduling
When you schedule a consultation, you may be redirected to a third-party scheduling platform (such as Zoom Scheduler). Information submitted through that platform is also subject to the privacy practices of the scheduling provider.
Email Communications
If you contact us by email or through any publicly listed contact information, your communication will be used only to respond to your inquiry. Please avoid sending sensitive financial or personal information by unsecured email unless specifically requested through a secure method.
Data Retention
We do not maintain a customer database of website visitors.
Information is generally not retained unless:
- You voluntarily submit information through our contact methods.
- You schedule an appointment.
- You leave a public comment.
- Retention is required for business, legal, regulatory, licensing, or compliance purposes.
Public Comments
If you choose to leave a public comment, the information you submit may be publicly visible. Please avoid including confidential or sensitive personal information in any public comment.
Cookies and Website Analytics
This website may use basic cookies or analytics tools to understand website traffic and improve the user experience. These technologies collect general technical information such as browser type, device information, pages visited, and general usage statistics. They do not collect personal financial information.
Third-Party Links
This website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those external websites.
Security
Reasonable administrative and technical safeguards are used to help protect information submitted through this website. However, no method of internet transmission or electronic storage is completely secure, and absolute security cannot be guaranteed.
Mortgage Licensing
Information submitted through this website does not create a lender-client relationship, guarantee loan approval, or constitute a commitment to lend. Mortgage loan applications are processed only through secure and authorized lending procedures.
Your Choices
You may contact us at any time to:
- Request access to information you have provided.
- Request correction of inaccurate information.
- Request deletion of information when legally permissible.
- Ask questions about this Privacy Policy.
Visitors Outside the United States
This website is intended primarily for individuals seeking mortgage financing services within the United States. If you access this website from outside the United States, you acknowledge that information you voluntarily provide may be processed and stored in accordance with applicable United States laws and regulations.
We do not intentionally collect personal information from individuals located outside the United States for purposes unrelated to mortgage lending services. If you are located outside our licensed lending areas, please understand that mortgage services may not be available to you.
Visitors from jurisdictions with additional privacy protections may have certain rights regarding their personal information. If you believe those rights apply to your information, you may contact us using the information provided in this Privacy Policy.
Contact
If you have questions regarding this Privacy Policy, please contact:
Catherine S Powell
Mortgage Loan Originator
Email: [email protected]
Phone: 1-805-419-5175
By using this website, you acknowledge and agree to the terms of this Privacy Policy.